A Review Of iva是什麼 - 【hkdrp.top】

A Review Of iva是什麼 - 【hkdrp.top】

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如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。

If you select an IVA may go well with you, it’s normally truly worth receiving quotes and estimates from many insolvency experts to check prices.

香港有不同的債務重組公司，每間公司所提供的服務內容以至收費均有不同。欠債人亦先了解不同公司的計劃，以作出最後決定。

熱門投資戶口 港股證券戶口 新股認購服務 美股證券戶口 智能投資平台 基金投資戶口 信貸評分

Someone voluntary arrangement (IVA) is a way to repay your debts at A reasonable rate. It truly is legally binding arrangement concerning you plus the individuals you owe.

彈性的日常生活：相較於破產，債務重組對日常生活的限制較少。能夠自由支配收入，且沒有旅遊或奢侈消費的限制。

For those who have a personal or place of work pension If you obtain income from a personal or occupational pension, it will be integrated when you work out exactly how much it is possible to pay for to pay for into an IVA.

Once you’ve made many of the payments, your insolvency practitioner gives you an IVA completion certificate confirming your IVA has concluded along with your debts happen to be cleared.

不需要。我們只有在獲得客戶同意後，才會進行債務重組收費。我們提供免費的初步諮詢和會面，我們會用最短的時間讓客戶了解清楚整個服務的流程、影響、收費，同時給予專業建議。我們知道這是重大的決定，踏出這一步將有可能扭轉客戶的一生，因此我們尊重客戶的慎重考慮，在客戶同意之前並不會採取任何收費手續。

簡而言之，債務重組是一種更為溫和且可持續的解決方案，尤其對於那些仍希望與債權人保持良好關係的個人或企業而言。相比之下，破產雖然可以給予重新開始的機會，但往往伴隨著更為嚴重和持久的負面影響。

我們承諾「不成功，不收費」，因此如果最後因種種關係而申請失敗，我們將不收取任何費用。事實上，為了達到客戶的最大利益，我們的專員在首次會面已會就客戶所提交的文件作估算分析，並只會接納申請成功率高的個案，務求不浪費客戶的金錢與時間。

In order to drp是什麼 get more than £500 of credit rating you need to get written authorization from your insolvency practitioner. You don’t should get composed authorization In case drp the credit history is for community utilities such as drinking water, gas 債務重組邊間好 or electric power.

The expense of an IVA differs among insolvency organizations. Nevertheless, usually insolvency practitioners demand two fees for an IVA:

Our credit card debt suggestions may very well be diverse according to the state you live in. Find your nation down below to ensure you get the ideal facts.